The Ayushman Card, also known as Ayushman Bharat Card, was launched in 2018 by the Ministry of Health and Family Welfare and the Government of India under the Pradhan Mantri Arogya Yojana (PMJAY). This scheme helps people get free medical treatment at government hospitals and some private hospitals. Already, more than 50 crore Indians have the Ayushman Card and use it for free treatment.
This scheme provides cashless healthcare up to Rs 5 lakh per family each year. The Ayushman Card is accepted in government, public, and private hospitals across India. With this card, you can go to the hospital and get free treatment without paying cash under the PMJAY Scheme. If you don’t have an Ayushman Card follow our article to register and download the card.
Key Features of Ayushman Card
Health Coverage: The Ayushman Card provides health coverage of up to Rs 5 lakh per family per year. It helps cover hospital expenses, surgeries, tests, and various treatments.
Cashless Treatment: With the Ayushman Card, you can receive cashless treatment at any government-approved hospital across India. You don’t have to pay anything to the hospital, but first, check if your local hospital is approved, as not all accept the card.
Family Coverage: The Ayushman Card is a family-based card. It includes all family members listed in the SECC (Socio-Economic Caste Census) Database.
Portability: The Ayushman Card can be used in all states and union territories in India. This means you can still get free treatment if you travel or move to another place.
No Age Limit: There is no age restriction with the Ayushman Card. All family members, from children to elders, are eligible for free treatment.
Eligibility Criteria for Ayushman CardTo qualify for the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana benefits
- They should be from the Below Poverty Line (BPL) category or have a low-income level.
- Their annual income should be less than Rs 2.4 lakh.
- Eligibility is mainly based on details from the Socio-Economic Caste Census (SECC).
- No family members over the age of 16 should be earning an income.
- Candidates must belong to the SC or ST category.
- The candidate should not have a permanent address.
Candidates are not eligible if:
- They have a Kisan credit card with a limit of Rs 50,000.
- They own a vehicle (two-wheeler, three-wheeler, or four-wheeler).
- They have mechanized farming equipment.
- They are employed by the government.
- They earn Rs 10,000 or more each month.
- They have items like refrigerators or landline phones at home.
- They live in a well-built house.
- They own farmland.
How To Register For an Ayushman Card?
To apply for the Ayushman Bharat PMJAY scheme, follow these steps:
- Check Eligibility: First, go to the Ayushman Bharat PMJAY official website to see if you are eligible.
- Find a Common Service Center (CSC): Locate the nearest CSC in your area.
- Collect Documents: Gather important documents like Aadhaar card, ration card, and income certificate.
- Visit the CSC: Go to the CSC with all your documents.
- Provide Information: Share details like your name, address, and family information (based on the SECC database) with the CSC operator.
- Submit Application: The CSC operator will check your details and submit your application.
- Get Your Ayushman Card: Once registered, you will receive an Ayushman Bharat card with a unique ID number (UHID).
- Use for Free Treatment: Show this card at government-listed hospitals or clinics to get free medical treatment.
Required Documents For Ayushman Card
To register for the Ayushman Bharat Card or Pradhan Mantri Jan Arogya Yojana (PMJAY) card, make sure to collect these documents and take them to the registration office:
- Aadhaar Card: This is the main ID for every Indian. It’s needed to link your Aadhaar with the Ayushman Bharat PMJAY system.
- Ration Card: This verifies your residence and family details. All members listed on your ration card can receive benefits under the Ayushman Card.
- Other ID (if no Ration Card): If you don’t have a ration card, you can bring a Voter ID card instead.
- Passport-size Photograph: You need passport-size photos of yourself and family members for registration.
- Income Certificate: This certificate is needed to check if you qualify based on income level.
- Caste Certificate: For SC and ST candidates eligible for the Ayushman Card, a caste certificate is required at registration.
How To Download an Ayushman Card?
- Visit the Ayushman Bharat PMJAY website: Go to https://pmjay.gov.in/.
- Click on Download E-Card: This option is available on the homepage or in the “Beneficiary Corner” section.
- Enter Required Details: Provide your Aadhaar Number, Mobile Number, or other required information.
- Authenticate with OTP: Enter the OTP sent to your registered mobile number to verify.
- Download or Print: After verification, you can download your Ayushman Bharat Card in digital format. You can either print it or save the e-card on your phone.
- Keep a Copy: Carry a printout or keep the e-card on your phone for easy access when you visit the hospital for free treatment.
List of Diseases Covered In Ayushman Card for 2024-2025
- Cardiovascular Diseases: Treatment for heart attacks, heart failure, and coronary artery disease.
- Cancer: Includes chemotherapy, radiation therapy, and surgery for different types of cancer.
- Orthopedics: Covers joint fractures, joint replacements, surgeries, and related treatments.
- Neurological Conditions: Includes treatment for strokes and other brain-related issues.
- Kidney Disease: Treatments for kidney-related conditions.
- Respiratory Diseases: Covers breathing and lung-related treatments.
- Mental Health: Includes support for conditions like anxiety, depression, etc.
- Maternal and Child Health: Focused care for mothers and children.
- Diabetes, Hypertension, and Gastrointestinal Disorders: Treatment for these common health issues is also covered.
